Economic & market indicators
A working reference for directors, creditors and advisers: liquidations, bankruptcies, overdue tax debt, the Official Cash Rate, the New Zealand economy, foreign exchange, precious metals, indicative lending rates and the NZX 50, in one place.
Insolvency activity - rolling 12 months
Updated periodicallyLiquidations
Two official series, shown separately - they measure different things
What the Latest Companies Office Statistics Tell Us About Corporate Distress in New Zealand
Read the articleBankruptcies
Insolvency and Trustee Service - personal insolvency
For the longer-run picture, see our article on the eight-year personal insolvency trend.
Monetary & enforcement conditions
Updated periodicallyOfficial Cash Rate
Reserve Bank of New Zealand - Te Pūtea Matua
Overdue Tax & Entitlement Debt
Inland Revenue - quarterly debt statistics
New Zealand economy - official releases
Updated periodicallyThese are manually-dated indicative readings taken from each agency’s most recent scheduled release (Stats NZ Infoshare, RBNZ, Treasury, ANZ Research and REINZ publish on fixed monthly or quarterly cycles - there is no single live feed). Each figure shows its “as at” period and links to the primary source; confirm against the source before relying on any figure.
Foreign exchange - against the New Zealand dollar
Cached dailyCached snapshot loading…
Precious metals - New Zealand dollars
Cached dailyPrices from Gold-API.com (opens in a new window), converted to New Zealand dollars at the USD/NZD rate in the same snapshot.
Money market & population
Cached dailyThe 90-day bank bill rate is the benchmark short-term wholesale interest rate that much of New Zealand’s business and floating-rate lending prices from, published by the Reserve Bank. The population estimate is refreshed monthly from Stats NZ.
Lending rates & sharemarket
Updated periodicallyIndicative Lending Rates
Confirm current figures before publishing - see sources below
| Product | Current rate | As at |
|---|---|---|
| Main bank floating (owner-occupier, average of 5 banks) | 5.96% | 14 Jul 2026 |
| Main bank 2-year fixed (average of 5 banks) | 5.24% | 14 Jul 2026 |
| Non-bank / second-tier business lending Calculated | 14.79% - 18.64% | - |
Main bank floating and 2-year fixed rates are averaged daily from ASB, ANZ, BNZ, Kiwibank and Westpac's own published home loan rates for an owner-occupier with 20%+ equity (ANZ and Westpac's figures reflect their lower rate that also requires an existing salary account with that bank). Cross-check against the RBNZ mortgage rate series (opens in a new window) or interest.co.nz (opens in a new window) for a second opinion. The non-bank / second-tier range is calculated as 9.0 percentage points above the lowest, and 12.5 percentage points above the highest, of the five banks' floating rates; check rates with the non-bank/second-tier lenders directly before relying on it.
S&P/NZX 50
Indicative level only
Refreshed once a day from an unofficial, delayed feed (Yahoo Finance) - a continuously live index level requires a licensed NZX data feed (see NZX Data Products (opens in a new window)). This figure is an indicative reading and should not be presented as real-time.
About these figures. Figures on this page are indicative and for general information only. They do not constitute financial, investment or legal advice and should not be relied on for lending, valuation or trading decisions.
Foreign exchange rates, precious metal prices, the S&P/NZX 50 level, the 90-day bank bill rate and the population estimate are read from a cached snapshot refreshed once a day by a scheduled job, drawing on ExchangeRate-API (opens in a new window), Gold-API.com (opens in a new window), Yahoo Finance (unofficial, for the NZX 50), the Reserve Bank of New Zealand and Stats NZ. A tile showing a small amber dot is displaying its last good figure because its source could not be reached at the most recent update. The Official Cash Rate, insolvency, tax debt, economic and lending rate figures are set manually by Principle Insolvency from the sources linked above and are reviewed on the schedule noted in each panel.
Insolvency and tax debt figures are cited directly from the primary regulators - the Companies Office, the Insolvency and Trustee Service, and Inland Revenue. Companies Office statistics are licensed under Creative Commons Attribution 4.0 International (opens in a new window).
Talk to us in confidence
A short, no-obligation conversation is often the most useful first step. We will tell you honestly whether we can help.